Showing posts with label how not to save money in florida. Show all posts
Showing posts with label how not to save money in florida. Show all posts

Tuesday, March 15, 2011

Timeshare Torture Tours

I really want to go to Universal Studios, but you know I can never pay full price.  I did find the Florida resident three days deal for $99.00, but that still wasn't good enough.  It should have been.  In my quest for cheap park tickets, I stumbled upon a timeshare torture tour.  The pitch went something like this, "Come learn about our lovely vacation homes, and we will give you $100.00 cash just for listening.  $100 for 90 minutes of your time, plus free lunch."  Why not?  The $20 deposit might have been a clue.


Line to pick up $100 "Gift"
 When you are visiting Florida on a budget, a hundred dollars is good chunk of change.  However, I am here to assure you that there are much less painful ways to earn $100.00, donating blood several times in one day comes to mind. 

My tour of Westgate Vacation Villas was scheduled to being at 11:00 am.  I even arrived early at 10:57 am.  The line may have been a preparation for the long lines to come at Universal Studios, as it was obscenely long and slow moving.   It unfortunately though, had no real thrill at the end.  Instead, we were coolly greeted by the gatekeeper who asked us questions to make sure we met the requirements of the tour.

After the line, we were transferred to a holding area, where we waited patiently for our tour guide, Lucas, to arrive.  Lucas informed us that it was now 12:08 pm, and our tour had began.  It was Lucas's turn to see if he could disqualify us from the tour.  Yes, we met the income requirements.   No, we had not done a tour in 6 months, etc. etc.   Lucas said, "I only ask you to be honest at the end of the tour, and give me a yes or a no."  We were good to go.

Anxious for our day to begin, we rushed through the free buffet lunch and took a few bites of the cold hotdog on a stale bun, chili cheese nachos, and macaroni salad.  Lucas, who had his name tattooed in huge letters on both his right arm and his left arm (in case he lost one?) informed us that he was the #3 salesperson in the company, that he currently held a degree, that he would soon be a pharmacist, and that he owned 2 timeshares of his own. 

Ninety minutes had passed since I arrived, but the 90 minute timeshare tour hadn't even begun yet.   The tour does not actually begin until after lunch.   The tour itself was somewhat amusing.  It began with some fast math by Lucas showing greatly exaggerated estimates of my vacation spending over the next 30 years.  Then some glossy charts showing the booming growth of timeshare sales until the year 2007, yet nothing for years 2008-2011.  We were then shown pictures of resorts all over the world, and since everybody wants to go to Disney, we could trade our week and go anywhere in the world.  Last, we were taken by golf cart to see several model units, none of which impressed me in the least. 

We got back to the table around 2:00 pm, and Lucas started the paperwork.  It looked like he was drawing up a contract for me to buy a 2 bedroom unit at the low, low price of $30,000 financed at 17.99 percent plus $800 a year maintenance fee for a property that I would be allowed to visit one week per year.  After seeing the price, and not wanting to waste any more of his time or mine, I politely told Lucas that I wasn't going to buy.  After all, he had just said, "I only ask you to be honest at the end of the tour, and give me a yes or a no."

Lucas wasn't happy with me.  He told me that I wasn't going to get my "gift". 
He said, "You haven't given me anything."  Really?   They'd had me and my $20 deposit captive since 10:57 am- three hours already.  Now he threatens to keep my $20 deposit and my hundred dollar gift?  My husband, keeping his eye on the prize encouraged Lucas to finish writing up his quote.  Lucas, shot me a dirty look, and finished his pitch.  When he was finished, my husband said, "My wife doesn't like it, so we are not going to buy it."

Since Lucas couldn't close the deal, we were introduced to 2 more salesmen.  The first was Lucas's manager, who tried to sweeten the deal by offering other units at lower prices.  The second was another salesman who had a repo unit, we were told practically the same unit, for only $12,000.00.  I said "No" about 30 more times, but it was not until I said, "I don't care how much it costs, I think it's ugly and I don't want it," that they finally gave up at 2:20 pm. 

But we are not done yet.  We still need to pick up our gift.  We are directed to enter another line to pick up our cash.  At 2:42 pm we are finally walking out the door. 

By my calculations, our 90 minute tour was really a 224 minute torture session. They money no longer excited us.  We were emotionally drained.  We popped a few Advil and called it a day.  From now on, I'm sticking to coupons.  You have been warned.

Friday, March 4, 2011

Florida Vacation Auctions- Bidding on Hotels and Attractions

If it seems too good to be true, it probably is, right?  Not so with Florida Vacation Auctions.  I've been using them for almost a year without any problems.  If you bid well, you can get a weekend stay at a really nice hotel for the price of a bucket of chicken. 

Just this past Sunday I won a 2 night stay at a The Coombs Inn, a romantic bed and breakfast in Apalachicola, Florida for $30.00.   Not $30 per night, I paid $30 for two nights, including tax.  My winning bid was actually $105.00, but after they applied my coupon codes and referral credits, the final price was only $30.00.  Even at $105.00, the price is fantastic- remember there is no tax.  Compare that to the walk in rate.  The rooms start at $119.00 per night; then add $21.42 for tax, and the total is $259.42.  I only paid $30.00. 

The Florida Vacation Auction site works a lot like Ebay.  Each week they list about 60 hotels and attractions.  The  opening bid starts at 20% of the offer's retail value.  You must bid in $5.00 increments.  It's a good idea to also enter a maximum bid price.  Be honest with yourself, what do you really want to pay?  Put that as your maximum bid. The bidding ends at 10 PM EST every Sunday night.  If you don't win, you pay nothing. 

The Florida Vacation Auction website gives you an opportunity to view recent bids.  I usually review the recent wins to research what properties are going for.  Some properties consistently have high wins, particularly those offering 3 or 4 night stays and those in the Miami area.   Other auctions consistently have low winning bids. Take for example, the Belleir Village Motel near Clearwater which recently went for  $45.00 for a 3 night stay.  It may not be a luxury hotel, but if you need to stay in Clearwater, you can't beat $45.00.

There are, however, a few things you need to watch out for. First, beware of cleaning and resort fees.  Not all hotels have extra fees, but some do, and they can be steep.   For example, American Vacation Homes in Orlando has an $82.00 cleaning fee.  That isn't too terrible for a  3 bedroom home with pool, but when you are on a budget, you don't want any unexpected charges.  These extra charges are not unique to Florida Vacation Auction, but a trend by the hotel market itself.  Extra fees are disclosed on the auction page, just be sure to review the details of the auction.

Second, make sure the hotel will be available when you need it.  All hotels on Florida Vacation Auction have a limited date range in which they can be redeemed. The  date range is usually about 3 months.  There are also blackout dates.  Make sure the date restrictions do not conflict with your travel plans.  If you need your room on a certain date, be sure to call the hotel you plan to bid on ahead of time to make sure there will not be a problem.  It's not a deal if you can't use it.

If the hotels do not seem like a good option for you, consider bidding on the attraction tickets which start as low as $5.00.  Attraction tickets include: Jungle Queen Riverboat, Naples Princess Cruises, Lion Country Safari, Old Town Trolley Tours, Gatorland, and ZooMiami. You are bidding on a voucher for 4 tickets, and winning bids for attractions typically go for less than the cost of 2 tickets.

Save Even More:
Use the coupon code DunhillFebruary and get $20.00 off your win. The credit  is good until 3/7/2011. 



http://www.floridavacationauction.com/
How the bidding process works